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Businesses should be in touch with their local government officials to get relevant updates about the program. Please stay tuned for the online application coming soon.
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Five or less full time employees, including the business owner.
It would be at the time that the business applies for assistance.
LMI is low-and-moderate income persons. An individual is considered to be LMI based on their annualized family income. Overall, to be classified as LMI, an individual or family's household income must be less than or equal to 80% of the median income for the area where they reside.
Applicants must meet one of the following criteria below:
Visit the HUD calculation website. Most businesses within this grant will fall under the Boston-Cambridge-Quincy MA area.
If there are two owners, both must be eligible.
Must be in business as of 1/1/19 and have a physical establishment.
Up to $10,000.
Applicants will be required to submit documentation to support all provided information. The following list identifies the required documents that will be requested at the time in which applications are submitted:
If a business was in operation but closed because of COVID, it would make sense that the business should be eligible for this funding. "Currently in operation" means that the business has not permanently closed, gone out of business, or filed for bankruptcy.
The purchase of equipment, fixtures, furnishings, and property with CDBG funds is generally ineligible. Funding may be used for rent, mortgage assistance, utilities or payroll.
For example, landscapers, contractors, artists, daycares, consultants, etc. Legitimately licensed commercial businesses may be considered eligible for assistance.
Funds may be used for working capital to cover business costs, such as rent, staffing, and utilities. Microenterprise Assistance Program funds may not be used for major equipment purchases, purchase of real property, construction activities, business expansion, or lobbying.