Employee Benefits

Note: New insurance enrollments and changes can only be made:

• during the open enrollment period, usually in the spring
• when a qualifying event occurs - see the list of qualifying events

Please contact the Human Resources Department with any questions.

Health Insurance

The Massachusetts Group Insurance Commission (GIC) administers health insurance for the Town of Lexington. We have a choice of several plans.

Rates for Fiscal Year 2024 (July 1, 2023 to June 30, 2024)

• Health Rates for Active Employees (PDF)
• Medicare Supplemental Rates (PDF)
• Non-Medicare Retiree Rates (PDF)
• GIC Enrollment Forms (PDF)
• Hiatus Stipend Form (PDF)

Plans

Links to the GIC and all offered health plans:

• Massachusetts Group Insurance Commission (GIC) - enrollment/change forms, benefit decision guide
• AllWays Health Partners
• Harvard Pilgrim
• Health New England
• Tufts Health Plan
• Unicare
• Express Scripts GIC Prescription Drug Plan

Dental Insurance

The Town offers dental coverage through Delta Dental. There are two plans: Delta Care (PDF) and Delta Premier (PDF).

Rates for Fiscal Year 2024 (July 1, 2023 to June 30, 2024)

• Dental Rates for Active Employees (PDF)
• Dental Rates for Retirees (PDF)
• Dental Enrollment Form (PDF)

Vision Insurance

• The Town offers vision insurance through EyeMed (PDF).
• Vision Rates for Active and Retired Employees (PDF)
• EyeMed Enrollment Form (PDF)

Life Insurance

Boston Mutual administers the life insurance benefits for the Town.

• Fact Sheet (PDF)
• Basic Life and Accidental Death and Dismemberment Summary (PDF)
• Optional Life and Accidental Death and Dismemberment Summary (PDF)
• Change of Beneficiary Form (PDF)
• Boston Mutual Enrollment Form (PDF) and Statement of Insurability Form (PDF)

Employee Assistance Program (EAP)

KGA administers the Town's Employee Assistance and Work-Life Program.

• KGA Website

Flexible Spending Accounts (FSA) & Health Reimbursement Accounts (HRA)

Benefit Strategies administers the FSA and HRA for the Town.

• Benefit Strategies Website
• FSA Overview (PDF)
• HRA 1 and 2 Overview (PDF)
• Flexible Spending Account Enrollment Form (PDF)

Optional Retirement Plans

The Town has two plans:

• MissionSquare 457
  Retirement Plans Specialist: Michael Savage, 888-803-2721, Email Michael Savage
• SMART Plan
  Retirement Plan: 877-457-1900 or Email SMART